{"id":2967,"date":"2021-03-15T08:18:00","date_gmt":"2021-03-15T14:18:00","guid":{"rendered":"http:\/\/civitasseniorl.wpenginepowered.com\/autumn-wind\/what-is-power-of-attorney\/"},"modified":"2026-04-05T21:00:54","modified_gmt":"2026-04-06T03:00:54","slug":"what-is-power-of-attorney","status":"publish","type":"post","link":"https:\/\/www.civitasseniorliving.com\/autumn-wind\/what-is-power-of-attorney\/","title":{"rendered":"What is a Power of Attorney? Why Do Seniors Need One?"},"content":{"rendered":"\t\t
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One of the biggest stressors in life is worrying about the unknown. What\u2019s in that thick envelope addressed to your name? Have much will you pay in taxes this year? While no one wants to think about potential problems, addressing challenges head-on before they become an issue is the best way to alleviate yourself of burden.<\/p>

Obtaining a power of attorney is a proactive way to ensure your wishes are implemented accurately. But what is a power of attorney, exactly? And what can a power of attorney do? Below, we break the basics of this legal document so you can decide the best path forward for you.<\/p>

What is a Power of Attorney?<\/h2>

A power of attorney (POA) is a legal document that allows you to designate a person to make decisions on your behalf. As the person who designates a power of attorney, you are known as the principal. The person you designate as your executor is known as your agent.<\/p>

Durable vs. Non-Durable POA<\/h2>

You should decide who you want to designate as your power of attorney and if you\u2019re going to grant them durable or non-durable rights. A durable POA remains in effect if you become disabled, including instances of cognitive decline or an unforeseen accident. A durable POA assures that someone will make important decisions on your behalf if you can\u2019t take care of them yourself.<\/p>

A non-durable POA grants your agent authority to execute your wishes for a limited period. You set the condition for when a non-durable POA ends, such as in the event that you become disabled. You can also choose a specific time frame. For example, if you can\u2019t be present at the signing of a document, you can appoint a non-durable POA to sign on your behalf.<\/p>

Power of Attorney Rights and Limitations<\/h2>

While a power of attorney can be a helpful tool to protect your wellbeing, it\u2019s not a cure-all for every situation. There are different types of power of attorneys, and it\u2019s important to understand the scope of rights and limitations.<\/p>

Common POA rights include:<\/p>

Financial Power of Attorney Rights<\/h3>

In a financial scenario, your agent takes care of monetary decisions to ensure your financial health. Such instances include:<\/p>