{"id":6633,"date":"2024-07-15T10:14:49","date_gmt":"2024-07-15T16:14:49","guid":{"rendered":"https:\/\/civitasseniorl.wpenginepowered.com\/stonecreek-of-flying-horse\/continuum-of-care-definition\/"},"modified":"2026-08-04T14:13:57","modified_gmt":"2026-08-04T21:13:57","slug":"continuum-of-care-definition","status":"publish","type":"post","link":"https:\/\/www.civitasseniorliving.com\/stonecreek-of-flying-horse\/continuum-of-care-definition\/","title":{"rendered":"How Much Do Continuing Care Retirement Communities Cost?"},"content":{"rendered":"\t\t
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Senior care needs rarely stay the same for long. A parent who manages daily tasks with ease today may need more support in a year or two, and planning matters for families weighing housing choices near Colorado Springs. The continuing care retirement community model exists for that reason. It groups several levels of support on one campus so a resident does not have to relocate every time a need changes.<\/p>\n

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StoneCreek of Flying Horse in Colorado Springs, CO, breaks down what a continuing care retirement community costs at every level of care.<\/figcaption><\/figure>\n

Cost is usually the first topic families ask about, and it is a fair one. Entrance fees, monthly rates, and the pricing gap between independent living, assisted living, and memory care can differ by tens of thousands of dollars depending on the contract and the community. Understanding the cost of continuing care retirement communities upfront makes the rest of the search far less stressful.<\/p>\n

What a Continuing Care Retirement Community Actually Includes<\/h2>\n

A continuing care retirement community, often shortened to CCRC or referred to as a life plan community, combines independent living with assisted living and memory care under one roof or across a single campus. This continuum-of-care approach means a resident can move between levels of care as needs change without a full relocation. Some CCRCs also include skilled nursing. Contracts fall into a few categories: life care contracts that bundle future care into one upfront price, modified contracts that cap certain services, and fee-for-service contracts that charge separately for care as it is used.<\/p>\n

Breaking Down the Cost of a Continuing Care Retirement Community<\/h2>\n

Traditional CCRCs typically require two separate payments: an entrance fee paid before move-in and a monthly service fee afterward. According to a U.S. News analysis of CCRC pricing<\/a>, entrance fees can range from around $100,000 to more than $1 million, with the national average landing near $400,000.<\/p>\n

That same analysis cites data from the National Investment Center for Seniors Housing & Care showing an average monthly rental rate near $3,873 for a resident entering at the independent living level. Refund terms vary considerably: some entrance fees are fully refundable, others decline over time, and a few are nonrefundable altogether, so the fine print in a contract makes a real financial difference.<\/p>\n

Why Pricing Changes Across Levels of Care<\/h2>\n

Independent living tends to be the least expensive because it requires the fewest staffing hours per resident. Assisted living adds help with daily tasks such as bathing, dressing, and medication management, along with 24-hour team member coverage, which raises the monthly rate.<\/p>\n

Memory care has the highest cost of the three because it requires specialized training, secure layouts, and a higher caregiver-to-resident ratio. Locally, a Colorado-focused cost analysis<\/a> citing CareScout and Genworth data placed the state\u2019s median assisted living cost near $5,877 per month. National data compiled by Assisted Living Magazine from the 2025 Genworth Cost of Care Survey<\/a> put memory care roughly 28% above standard assisted living nationwide. These figures move with location, unit size, and the amount of hands-on care a resident actually needs, so they work best as a planning benchmark rather than a fixed quote.<\/p>\n

A Different Cost Structure at StoneCreek of Flying Horse Senior Living<\/h2>\n

StoneCreek of Flying Horse Senior Living<\/a> offers independent living<\/a>, assisted living<\/a>, and memory care<\/a> in one community at 1889 Silversmith Rd. in Colorado Springs, on The Club at Flying Horse golf course. Unlike a traditional entrance-fee CCRC, StoneCreek of Flying Horse operates on a month-to-month lease with no large upfront buy-in. Families pay for the level of care needed at move-in and can adjust that level later without a separate real estate transaction or a six-figure deposit.<\/p>\n

As of August 2026, current published starting rates at StoneCreek of Flying Horse are $4,895 per month for independent living, $4,995 per month for assisted living, and $6,925 per month for memory care. These figures are subject to change based on floor plan, care assessment, and market conditions, so families comparing options should confirm the current rate directly with the community before making a final decision.<\/p>\n

Housing, the Move, and Daily Life on Campus<\/h2>\n

Apartments at StoneCreek of Flying Horse come fully furnished through the My Home program, which reduces the moving list to personal belongings rather than an entire household. Moving Partners connects families with vetted local movers, so the physical transition does not fall entirely on one adult child juggling a career 70 miles away in Denver or elsewhere along the Front Range.<\/p>\n

Day-to-day, residents have access to a casual bistro cafe and coffee lounge, along with the Fit For You fitness program and Outreach Club excursions to nearby landmarks such as Pikes Peak, Garden of the Gods, and Fort Carson. Given the concentration of retirees from Fort Carson, Peterson Space Force Base, and the Air Force Academy in the Colorado Springs area, transportation to base commissaries, VA appointments, and the military healthcare system is part of daily planning for many residents and their families.<\/p>\n

Steps for Comparing Costs and Choosing the Right Level of Care<\/h2>\n

Families weighing a continuing care retirement community against a community like StoneCreek of Flying Horse can work through a few practical steps.<\/p>\n